Products to Protect You

---

 MPCI covers crop losses, including lower yields, caused by natural events, such as: Destructive weather (hail, frost, damaging wind), disease, drought, fire, flooding, and insect damage. MPCI policies must be purchased each growing season by deadlines established by the federal government—and before a crop is planted. If damage occurs early enough in the growing season, the policy may include incentives to replant—or penalties for not doing do.

Crop-hail insurance is a type of private insurance that provides coverage for agricultural products destroyed or damaged by hail and fire. Sold on an acre-by-acre basis, crop-hail insurance reimburses the farmer for the value of the products lost while in the field. Crop-hail can be purchased as soon as companies publish their rates for the year. Some companies have a binding time as low as two hours for coverage to take effect. Crops that have already been hailed on are not eligible.

 Whole-Farm Revenue Protection (WFRP) provides a risk management safety net for all commodities on the farm under one insurance policy. This insurance plan is tailored for any farm with up to $17 million in insured revenue, including farms with specialty or organic commodities (both crops and livestock), or those marketing to local, regional, farm-identity preserved, specialty, or direct markets. 

  Livestock Risk Protection (also known as LRP) provides your business with a defense against declining livestock prices for fed cattle, feeder cattle and swine.